Guides / Money and security
Bank Crash and Cyber Survival Guide: the 72-Hour Plan
A free 3 page guide with a calm plan for the first 72 hours if your bank freezes, fails or is attacked, and ten simple habits that stop most hacks.
The short answer
If your bank froze tomorrow, you would want a second account, a few days of cash, alerts on your account and a login that does not depend on text messages. This free guide shows how to set that up in about ten minutes, then gives a calm plan for the first 72 hours. It is general education, not financial advice.
What is inside
- A 3 page A4 PDF you can print and keep offline. No sign up, no payment.
- The Paraguay story in plain words: what happened to Ueno Bank, and what it was not (it was not a hack).
- A 10 minute check for tonight: a money map, a second bank and card, a cash buffer, alerts, an authenticator app, and your deposit guarantee.
- Ten habits that stop most attacks on ordinary people, plus red flags and what to do if you are hacked.
- An hour by hour plan for the first 72 hours if your bank freezes, and a three level path from survival plan to money plan.
What it really costs
This guide is free. There is nothing to buy and nothing to sign up for.
- FreeEverything in this guide. No sign up and no payment. Download the PDF on this page.
Questions people ask
Was the Paraguay bank collapse a hack?
No. Reports from Euronews, Reuters, the Associated Press and Outlook India say Paraguay's central bank took over Ueno Bank after finding its capital below half the legal minimum. No source reports a cyberattack as the cause. A hack, an outage and a bank failure feel the same to a customer, which is why the guide plans for all three.
How much cash should I keep at home?
A European Central Bank staff study from September 2025 says about 70 to 100 euros per person, enough for roughly three days, and notes that the Netherlands, Austria and Finland already advise the same. Work out three days of food, transport and airtime for your own household.
Is this financial advice?
No. It is general education. Deposit guarantees and rules differ by country, so check your own regulator.
Do I need to sign up to download it?
No. The PDF downloads straight from this page.
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